With the requirements and recommendations of the latest Charities Act for the code of
governance for the Voluntary and Community Sector to develop good operating practice, the question of adequate insurance protection has become more relevant than ever.
As a Trustee, Director, Officer or fund raiser for a “not for profit” organisation, the management of risk becomes more onerous in ensuring the ultimate vision of the charity is realised at the end of each financial year. The financial impact on the bottom line as a result of an uninsured loss can seriously affect the success achieved by your charity in the final end of year report.
Lucas Fettes are one of the few intermediaries who truly specialise in the charities sector.
We fully understand the need to:
• Protect assets
• Design bespoke wordings for each charity’s incurred liabilities.
• Address such issues as child and vulnerable adult abuse.
• Organise seminars and other risk management advice in support of your charity.
• Provide a service manned by experience professionals in the “not for profit” sector.
• Resolve issues on co-ordinators and voluntary workers.
• Provide simple and effective solutions and guidelines on all aspects of the insurance of
fund raising.
• If your charity operates abroad, provide comprehensive liability and travel covers on a
worldwide basis, even to areas of unrest.
• Arrange specialist cover on works of art etc on a full value basis.
• Recommend enhanced cover for Trustees Indemnity Insurance to attract the calibre of professionals to govern corporate policy.
• Access to exclusive rates and wordings from Insurers.
• Medical Malpractice.
Financial Planning Services
In addition to our insurance solutions, we can provide tailored independent advice that includes:
• Consultancy and expert advice on investment and governance strategies.
• Investment of funds on a short or long term basis
• Consultancy and expert advice to employers, scheme trustees and members on:
- employee benefit strategies and flexible benefit schemes
- staff and director pensions
- group risk schemes such as Group Life, Private Medical
Insurance and Permanent Health Insurance.
• Employer advice on the legal obligations towards
providing employee benefits such as compulsory
pension provision.
Traditionally, the charities sector has not benefited
from the full core essentials of purchasing an
insurance portfolio which is:-
• Comprehensive in cover
• Competitive
• Backed by a premier service
Contact our local office now to give your charity the
opportunity to have a free insurance review. |